from McCoy-Holliston Insurance
Recent changes in healthcare laws have left many Americans confused about their health coverage options. The experienced agents at McCoy-Holliston Insurance are here to help. Since 1946, we’ve been assisting individuals and businesses with insurance coverage. Today, we insure customers throughout Oregon, Washington and California. Whether you are a private individual seeking health coverage, an employer needing insurance coverage for workers or a small business owner requiring health insurance for your family, we can help.
Three primary types of healthcare plans are available for customers living on the West Coast. McCoy-Holliston provides a full selection of plans through a variety of insurance carriers. This means we are able to keep costs competitive while finding healthcare policies that meet the needs of each customer - whether personal or corporate.
Consumer-directed healthcare plans are among the newest options available. These plans are designed to give you the most control and allow you to set up a health fund to use for healthcare expenses.
Fee-for-service health insurance provides for flexibility in your choice of doctor, clinic and hospital services. With this type of plan, you pay a fee to your healthcare provider for each office visit as well as for other medical services.
Managed care plans include three common insurance types:
Treatment under these plans is restricted to in-network physicians and treatment facilities. Members of these healthcare plans often enjoy lower out-of-pocket healthcare costs.
Call us today to learn more about health insurance options. One of our agents will be happy to speak with you about your healthcare needs and the coverage options we provide. We'll explain terms such as "deductible," "co-pay" and "coinsurance," and we’ll take the time to find the right coverage for you, your family and any employees for whom you need to provide health coverage.
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