from McCoy-Holliston Insurance
What happens when damage or personal injuries for which you are liable exceed the limits of your home, auto or liability insurance? Most of the time, you must find a way to pay for damages. Would you be able to pay for medical expenses that exceed your liability limits? Would you have enough money in savings to cover damage to personal property if a fire in your home spread to neighboring property? If not, you should consider an umbrella policy.
Umbrella insurance covers additional liability and medical coverage when the limits on other insurance policies have been met. These policies are affordable, and offer an added layer of protection in the event of an accident, illness or disaster that results in costly repairs or other expenses beyond normal insurance limits. Our umbrella policies begin at an additional $1,000,000 in coverage, and higher limits can be purchased as well.
In addition to extending your existing insurance policies beyond their set limits, an umbrella policy also covers some claims not covered by home, auto or general liability insurance. This coverage applies to you and all family members living in your home, and it is effective at any location throughout the world. In many cases, umbrella insurance also covers legal defense fees in the event that you or a family member is accused of breaking the law.
Umbrella insurance policies from McCoy-Holliston Insurance are highly customizable. Your agent will take the time to learn about you, your family and the activities you enjoy. We’ll listen to your concerns and help you find the best policy to protect yourself, your family and your assets.
You can get a free online quote for umbrella insurance here or contact our office for more information. We look forward to providing you with affordable coverage so you can enjoy life more and worry less.
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